Residential

Clare Mutual offers many options to tailor insurance packages to your needs. Coverages offered are Standard and Broad.

Item Standard Broad
Building named perils all risk
Contents named perils named perils
Detached private structures named perils all risk

All classes of coverage include Liability insurance up to $2,000,000. Insurance is available for residents and tenants.

Coverage is also available for such items as:

  • jewellery
  • satellite dish
  • furs
  • camera equipment
  • boats
  • bicycles
  • sports equipment
  • computers
  • collections

Build Your Own Policy

Many insurance companies have taken the approach of presenting you with a “package” policy with specified coverages whether you want them or not. While for the sake of convenience and pricing we offer these packages as well, we have maintained the philosophy that what suits the Seller does not always suit the Purchaser. Therefore, the Clare Mutual Agent has the capacity to design a property policy which is tailored to your needs and desires. Starting from a Basic Fire Policy, we can add the coverages and limits which fit your situation. We offer the best of the package deals but still will give you the choice of what you want to buy.

Clare Mutual would be pleased to quote on any of your home, farm, auto or commercial insurance needs.